Goals & Budgets


Enrichment Adult / Finance -
AE 2526 Winter Spring

NOTE: NEW DATE FOR THIS CLASS!  This class has been moved from Thursday, April 23 to Thursday, April 9.

Take control of their financial future by learning how to set clear, achievable financial goals. Through interactive discussions and practical exercises, attendees will explore strategies for identifying short-term and long-term objectives, such as saving for emergencies, reducing debt, planning for retirement, or funding major life events. The course emphasizes the importance of aligning financial goals with personal values and lifestyle, helping individuals create a roadmap that supports both financial stability and personal fulfillment.

In addition to goal-setting, we'll discuss cultivating healthy financial habits that lead to long-term success. Participants will learn techniques for budgeting, tracking expenses, managing credit, and building savings—all designed to foster financial resilience and reduce stress. By developing consistent routines and making informed decisions, individuals can break free from reactive money management and instead thrive with proactive, intentional financial behaviors. Whether you're just starting out or looking to refine your financial practices, this course offers the tools and confidence to build a secure and prosperous future.

TIM D KLECKER

Tim Klecker is a Certified Master Life Coach with special emphasis on goal setting and achievement practices, as well as a Certified Financial Coach through NFEC. He is a lifelong resident of the White Bear Lake community and currently lives on the south side with his family.

 April 2026 
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0423-900

  TIM D KLECKER


District Service Center Sunrise : Sr Center 106 (Makerspace)
Thursday, Apr 9
6:00 - 7:30 PM

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Min Age   14 yr.