BEGIN:VCALENDAR
VERSION:2.0
X-WR-CALNAME:WBLAS Community Education & Recreation - All Courses
CALSCALE:GREGORIAN
PRODID:iCalendar-Ruby
BEGIN:VEVENT
DESCRIPTION:This class covers common pitfalls\, misconceptions and just pla
 in bad information out in today’s marketplace. We will discuss and provide 
 detailed information on the tools and strategies to ensure:\n\n \n- a peace
 ful transition between generations\,\n\n- a clear understanding of tax impl
 ications of your choices\, and\n\n- the best methods to protect your hard-e
 arned assets. \n\n \n\nAttending this class will help you gain valuable ins
 ights and experience to make informed decisions for you and your family’s f
 uture. All questions are welcome in this open-room presentation.
DTEND:20260616T010000Z
DTSTAMP:20260405T195107Z
DTSTART:20260615T233000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Nine Secrets to Creating an Effective Estate Plan [ONLINE] (A0626-0
 1)
UID:2026-04-05T14:51:07-05:00_528388629@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6509/ae-2526-summer/nine-secrets-to-c
 reating-an-effective-estate-plan-online#A0626-01
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:With our presenters’ over 50 years of practice with Minnesotans
  planning for and reaching their retirement years\, we have learned time an
 d time again that whether you are in your 40s\, 50s\, or 60s there are seve
 ral milestones and overlooked life areas where mistakes can lead to results
  that range from discomfort to disaster. Let’s identify those issues for yo
 u in a comfortable learning session full of real-life examples and opportun
 ities to get questions and issues answered.
DTEND:20260811T010000Z
DTSTAMP:20260405T195107Z
DTSTART:20260810T233000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Five Retirement Blunders That Could Derail Your Future [online] (A0
 826-01)
UID:2026-04-05T14:51:07-05:00_456685609@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6510/ae-2526-summer/five-retirement-b
 lunders-that-could-derail-your-future-online#A0826-01
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:From an attorney's perspective on how to leave Minnesota: \n\nA
  vital part of every retirement or resettlement discussion involves the roa
 dmap of issues that help us decide where we want to call home! Is it taxes\
 , the political landscape\, the weather\, the location of family assets\, d
 ebt or income concerns in retirement\, cost of living\, health concerns or 
 . . . our friends are already there! \n\n \n- When should we start this dis
 cussion?\n\n- Did you know many states do not tax Social Security\, pension
 s or other qualified retirement Income sources?\n\n- Which are the worst st
 ates for estate taxes? \n\n- How do we establish domicile? \n\n- How about 
 quality of medical resources and retirement facilities – who is good\, who 
 is not-so-good? \n\n \n\nAll these issues will be raised and discussed in a
 n open and friendly manner with questions encouraged.
DTEND:20260708T010000Z
DTSTAMP:20260405T195107Z
DTSTART:20260707T233000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:So You're Thinking of Leaving Minnesota? (ONLINE) (A0726-01)
UID:2026-04-05T14:51:07-05:00_993907275@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6508/ae-2526-summer/so-you-re-thinkin
 g-of-leaving-minnesota-online#A0726-01
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Think you need millions of followers to cash in on social media
 ? Think again!\n\nIn this power-packed session\, teens will discover how to
  turn their social media savvy into real money—no fame required. Learn insi
 der strategies for building authentic engagement\, creating content that se
 lls\, and tapping into brand partnerships and side hustles that fit your st
 yle and schedule. Whether you’re dreaming of your first paycheck or a side 
 income\, this class gives you the tools to start earning NOW\, using the pl
 atforms you already love. Get ready to unlock your social media potential a
 nd make money on your terms! \n\nYou’ll get awesome handouts to keep and us
 e later—all included in the class fee. Your instructor\, LeeAnne Krusemark\
 , is a total pro: she’s led a Chamber of Commerce\, writes and edits books\
 , and teaches publishing classes across the country (yep\, even at Harvard 
 Adult Ed!). We’ll send you all the login info the day before\, so you’re re
 ady to jump right in.\n\n \n\nThe webinar login information will be emailed
  the day before class.
DTEND:20260715T000000Z
DTSTAMP:20260405T195107Z
DTSTART:20260714T230000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:TEENS: How to Make Money on Social Media - without Being Famous! [o
 nline] (A0726-03)
UID:2026-04-05T14:51:07-05:00_699687480@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6514/ae-2526-summer/teens-how-to-make
 -money-on-social-media-without-being-famous-online#A0726-03
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Ready to start earning money while helping others? This practic
 al class teaches you how to turn your natural skills into trusted services\
 , communicate professionally with parents and clients\, and stay safe and c
 onfident on the job. Whether you’re tutoring math\, babysitting the neighbo
 r’s kids\, or helping with homework\, you’ll learn how to market yourself\,
  set fair rates\, and make a real difference—all while turning that into ca
 sh—and building your rep as someone people can count on.\n\n \n\nThe webina
 r login information will be emailed the day before class.
DTEND:20260717T000000Z
DTSTAMP:20260405T195107Z
DTSTART:20260716T230000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:TEEN: Get Paid to Help - Tutoring/Homework/Babysitting [online] NEW
  (A0726-04)
UID:2026-04-05T14:51:07-05:00_403343384@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6516/ae-2526-summer/teen-get-paid-to-
 help-tutoring-homework-babysitting-online-new#A0726-04
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Tired of working for someone else? Do you need to make more mon
 ey? Turn your talents and hobbies into profits by starting a home business.
  Taught by a Chamber of Commerce Past President and award winning business 
 owner\, this is probably the most comprehensive business start up workshop 
 you will ever find. You will discover:\n\n \n- more than 250 legitimate hom
 e business ideas\n\n- mandatory legal documentation\n\n- many ways to marke
 t your product/service\n\n- how to take tax deductions (this workshop inclu
 ded!)\n\n \n\nInformative handouts for future use are included in class fee
 .\n\n \n\nThe webinar login information will be emailed the day before clas
 s.
DTEND:20260718T200000Z
DTSTAMP:20260405T195107Z
DTSTART:20260718T180000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:How to Start Any Home Business + 250 Home Business Ideas!  [online]
  (A0726-05)
UID:2026-04-05T14:51:07-05:00_550353220@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6517/ae-2526-summer/how-to-start-any-
 home-business-250-home-business-ideas-online#A0726-05
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:What's the fastest way to make money as a teenager? The answer 
 is a side hustle. \n\nFortunately\, you don’t have to wait till you're over
  a certain age to earn $$ with side hustles that can easily fit into your t
 een life — between all the classes\, chill sessions\, and extracurricular a
 ctivities. And\, most of these side hustles don’t require you to study more
 \, won’t interfere with your social life\, and can help you hit any financi
 al goal — maybe even get that car! There will also be a guest teen entrepre
 neur!\n\nYou’ll leave class loaded with information about how to fill out a
 ny legal forms to get the business started\, and details about 50 profitabl
 e side hustle ideas to get you going fast. Informative handouts for future 
 use are included in class fee.\n\n \n\nThe webinar login information will b
 e emailed the day before class.
DTEND:20260719T190000Z
DTSTAMP:20260405T195107Z
DTSTART:20260719T180000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:TEENS: 50 Money Making Side Hustles [online] (A0726-06)
UID:2026-04-05T14:51:07-05:00_739198471@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6518/ae-2526-summer/teens-50-money-ma
 king-side-hustles-online#A0726-06
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Have a great idea for a T-shirt\, sticker\, or hoodie? Turn you
 r creativity into cash! In this class\, you’ll learn how to design your own
  merch that people actually want to buy\, set up an online shop\, and ship 
 your stuff like a pro. You’ll learn the ins and outs of branding\, marketin
 g\, and a taste of what it’s like to run your own business—CEO style\n\n \n
 \nThe webinar login information will be emailed the day before class.
DTEND:20260722T000000Z
DTSTAMP:20260405T195107Z
DTSTART:20260721T230000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:TEENS: Create Your Own Merch (Design\, Sell & Ship Like a CEO [onli
 ne] (A0726-08)
UID:2026-04-05T14:51:07-05:00_161870037@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6520/ae-2526-summer/teens-create-your
 -own-merch-design-sell-ship-like-a-ceo-online#A0726-08
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Got a story inside you waiting to be told? Teens writing for te
 ens is a hot market! Whether you dream of writing books\, screenplays\, or 
 stories that go viral\, you’ll discover how to develop your unique writing 
 voice\, turn your ideas into powerful stories\, and learn the real steps wr
 iters take to get published. Perfect for aspiring authors\, you’ll gain con
 fidence and insider tips to start your career as a writer who’s ready to dr
 eam—and achieve—big.
DTEND:20260724T000000Z
DTSTAMP:20260405T195107Z
DTSTART:20260723T230000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:TEENS: Dream Big - Your Path from Teen Writer to  Published Author 
 [online] (A0726-09)
UID:2026-04-05T14:51:07-05:00_308164967@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6521/ae-2526-summer/teens-dream-big-y
 our-path-from-teen-writer-to-published-author-online#A0726-09
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Self-published or indie authors—this high-impact session gives 
 you the insider playbook for marketing on a budget. Explore the fastest\, s
 martest ways to grow your author platform\, engage readers\, leverage socia
 l media\, organize book launches/signings\, run ads\, secure reviews\, and 
 other proven tactics to turn your book into a must-read and keep sales clim
 bing\n\n \n\nThe instructor LeeAnne Krusemark is a former journalist\, curr
 ent author and editor\, and a nationwide Professor of Publishing at higher 
 learning institutions\, including Harvard Adult Education. Informative hand
 outs for future use are included in class fee. The webinar login informatio
 n will be emailed the day before class.
DTEND:20260724T230000Z
DTSTAMP:20260405T195107Z
DTSTART:20260724T210000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Book Marketing Bootcamp: Promote Like a Pro [online] (A0726-11)
UID:2026-04-05T14:51:07-05:00_553582596@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6522/ae-2526-summer/book-marketing-bo
 otcamp-promote-like-a-pro-online#A0726-11
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Have you ever wanted to talk to a real agent or publisher? Are 
 you tired of having your manuscripts critiqued by non-professionals or payi
 ng an editor too much money to change your writing to their voice?\n\nEmail
  one page of your in-progress manuscript for an in-class critique of one pa
 ge of your poetry\, article\, short story\, screenplay\, novel\, non-fictio
 n book\, or children’s book.\n\nOptional: You can then send your manuscript
  for a professional critique (for a critique fee of $50 for up to 25 double
 -spaced pages + $1/page thereafter\, and a list of publishers/agents who ar
 e interested in your type of work. Contact Community Ed for this option.)\n
 \nInformative handouts for future use are included in class fee.
DTEND:20260725T003000Z
DTSTAMP:20260405T195107Z
DTSTART:20260724T230000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Meet the Publisher/Agent — Get Your Manuscript Critiqued [online] (
 A0726-12)
UID:2026-04-05T14:51:07-05:00_586501224@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6523/ae-2526-summer/meet-the-publishe
 r-agent-get-your-manuscript-critiqued-online#A0726-12
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:It's critical to have a solid understanding of the tax status o
 f investments to make informed decisions and avoid paying more than the fai
 r share. Learn how future tax changes may create the potential for higher t
 axes\, ways to create tax-free retirement income\, how Social Security is t
 axed\, and how to work efficiently within current tax brackets.\n\nThis cla
 ss is a learning opportunity only. No products will be sold.
DTEND:20260624T183000Z
DTSTAMP:20260405T195107Z
DTSTART:20260624T170000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Are Your Retirement Dollars Tax Efficient? (A0626-25 online)
UID:2026-04-05T14:51:07-05:00_160126537@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6792/ae-2526-summer/are-your-retireme
 nt-dollars-tax-efficient#A0626-25 online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Do you know what steps to take so you can retire? We can help!\
 n\nJoin us for insights to help you achieve your retirement goals! We will 
 answer the following questions: \n\n \n- Will I have enough to retire? \n\n
 - Will my retirement income last? \n\n- Are my assets protected? \n\n \n\nN
 o products will be sold. You will be provided with a Zoom link prior to the
  virtual class.
DTEND:20260819T183000Z
DTSTAMP:20260405T195107Z
DTSTART:20260819T170000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Navigating the Do's and Don’ts of Retirement (A0826-26 Online)
UID:2026-04-05T14:51:07-05:00_810646168@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6793/ae-2526-summer/navigating-the-do
 -s-and-don-ts-of-retirement#A0826-26 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260602T220000Z
DTSTAMP:20260405T195107Z
DTSTART:20260602T180000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:55+ Driver Safety (A2026-1)
UID:2026-04-05T14:51:07-05:00_418118318@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6186/ae-2526-summer/55-driver-safety#
 A2026-1
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260619T020000Z
DTSTAMP:20260405T195107Z
DTSTART:20260618T220000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (A2026-2)
UID:2026-04-05T14:51:07-05:00_416915498@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6186/ae-2526-summer/55-driver-safety#
 A2026-2
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260707T220000Z
DTSTAMP:20260405T195107Z
DTSTART:20260707T180000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (A2026-3)
UID:2026-04-05T14:51:07-05:00_906371536@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6186/ae-2526-summer/55-driver-safety#
 A2026-3
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260804T220000Z
DTSTAMP:20260405T195107Z
DTSTART:20260804T180000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (A2026-4)
UID:2026-04-05T14:51:07-05:00_219094288@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6186/ae-2526-summer/55-driver-safety#
 A2026-4
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260828T020000Z
DTSTAMP:20260405T195107Z
DTSTART:20260827T220000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (A2026-6)
UID:2026-04-05T14:51:07-05:00_19920074@ip-10-0-156-181.us-east-2.compute.in
 ternal
URL:https://whitebear.arux.app/course/6186/ae-2526-summer/55-driver-safety#
 A2026-6
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260825T180000Z
DTSTAMP:20260405T195107Z
DTSTART:20260825T140000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:55+ Driver Safety (A2026-5)
UID:2026-04-05T14:51:07-05:00_38250262@ip-10-0-156-181.us-east-2.compute.in
 ternal
URL:https://whitebear.arux.app/course/6186/ae-2526-summer/55-driver-safety#
 A2026-5
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:It's critical to have a solid understanding of the tax status o
 f investments to make informed decisions and avoid paying more than the fai
 r share. Learn how future tax changes may create the potential for higher t
 axes\, ways to create tax-free retirement income\, how Social Security is t
 axed\, and how to work efficiently within current tax brackets.\n\nThis cla
 ss is a learning opportunity only. No products will be sold.
DTEND:20260527T183000Z
DTSTAMP:20260405T195107Z
DTSTART:20260527T170000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Are Your Retirement Dollars Tax Efficient? (2526-700 online)
UID:2026-04-05T14:51:07-05:00_634588639@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6790/ae-2526-winter-spring/are-your-r
 etirement-dollars-tax-efficient—1#2526-700 online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:An educational presentation for anyone who wants to know more a
 bout Medicare. Topics will include Medicare Parts A\, B\, C\, & D\, the app
 lication process\, estimated costs\, supplements\, MAPD\, and when is the r
 ight time to sign up. This an ideal course for people that are turning 65 o
 r over 65 and coming off their employer medical plan as well as those curre
 ntly enrolled in Medicare.
DTEND:20260421T010000Z
DTSTAMP:20260405T195107Z
DTSTART:20260420T233000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:Everything You Want to Know About Medicare (0420-521)
UID:2026-04-05T14:51:07-05:00_340580129@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6528/ae-2526-winter-spring/everything
 -you-want-to-know-about-medicare#0420-521
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:This is a relaxed and friendly open-forum seminar for participa
 nts with a seasoned Will & Trust attorney. Questions like: \n \n- Should I 
 avoid Probate? \n\n- Is a Will good enough? \n\n- Do I need a Trust? \n\n- 
 How does my plan deal with the nursing home? \n\n- How do we gift the asset
 s of husband and wife? \n\n- What about separate assets not of the marriage
 ? \n\n- If I am alone\, what tools protect me best? \n\n- How do I decide w
 ho should serve in my estate plan? \n\n- What is the death tax? \n\n- How d
 o I avoid leaving a mess for my children? \n\n- Which Trust is best for my 
 needs? \n\n- Can I use a Transfer-On-Death Deed? \n\n- How do my retirement
  assets operate in my Will or Trust? \n\n \nAll questions will be answered!
DTEND:20260513T010000Z
DTSTAMP:20260405T195107Z
DTSTART:20260512T233000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Q&A with a Minnesota Will & Trust Planning Attorney (online) (0512-
 701 online)
UID:2026-04-05T14:51:07-05:00_12624542@ip-10-0-156-181.us-east-2.compute.in
 ternal
URL:https://whitebear.arux.app/course/6273/ae-2526-year/q-a-with-a-minnesot
 a-will-trust-planning-attorney-online#0512-701 online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Do you like to shop? Get paid to shop at almost every store in 
 your area\, plus many online shopping assignments from home or on vacation 
 (in over 70 countries). Businesses need to know about their customers to st
 ay in business. Learn the “TOP 100 MYSTERY SHOPPING COMPANIES"\, review act
 ual assignments\, get paid or keep the items you buy. \n\nInstructor has be
 en a mystery shopper for over 30 years. Class fee includes a 100-page digit
 al book ($39.95 value).
DTEND:20260411T190000Z
DTSTAMP:20260405T195107Z
DTSTART:20260411T160000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Make Money Mystery Shopping-Get Paid to Shop -ONLINE (0411-800)
UID:2026-04-05T14:51:07-05:00_23997846@ip-10-0-156-181.us-east-2.compute.in
 ternal
URL:https://whitebear.arux.app/course/6322/ae-2526-winter-spring/make-money
 -mystery-shopping-get-paid-to-shop-online#0411-800
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Working remotely is now the thing. Why not add travel to it?\n\
 nTake your work with you and hit the road. Instructor Gina Henry has been l
 ocation independent for the last seven years. Get the “how to” of living on
  the road\, the remote jobs that can pay your way\, where you can stay\, ho
 w to handle your finances\, downsizing & more.
DTEND:20260425T190000Z
DTSTAMP:20260405T195107Z
DTSTART:20260425T160000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Work Remotely & Become a Digital Nomad - ONLINE (0425-800)
UID:2026-04-05T14:51:07-05:00_346634634@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6323/ae-2526-winter-spring/work-remot
 ely-become-a-digital-nomad-online#0425-800
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:One Should Ask: Is it better to have a formal plan in place\, o
 r leave things to future family dynamics and the ever changing benefit syst
 em?\n\nDid you know with proper planning\, both while they are alive and af
 ter they have passed\, grandparents\, parents and family can take care of a
  child\, grandchild or family member with special needs in their estate pla
 n? Yes\, and such planning will not adversely affect the benefits and progr
 ams which the person with special needs has available to them! \n\nThis cla
 ss will discuss how to properly protect your assets and provide for the fut
 ure benefit of the loved one with special needs. Whatever the type of the a
 sset (tangible\, income producing or other) there are options you should kn
 ow. We will discuss how the special needs trust fits into your estate plann
 ing\, planning for the future of your loved one with special needs\, and pr
 os and cons of a special needs trust.
DTEND:20260414T010000Z
DTSTAMP:20260405T195107Z
DTSTART:20260413T233000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:Special Needs Trust: Estate Planning for Families with a Special Ne
 eds Member (online) (0413-555 online)
UID:2026-04-05T14:51:07-05:00_80491708@ip-10-0-156-181.us-east-2.compute.in
 ternal
URL:https://whitebear.arux.app/course/6274/ae-2526-winter-spring/special-ne
 eds-trust-estate-planning-for-families-with-a-special-needs-member-online#0
 413-555 online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:This seminar will cover the specific estate planning strategies
  for families with children or beneficiaries who have special needs or disa
 bilities. We will discuss strategies to pass inheritance to disabled indivi
 duals without the consequence of the individual losing their government ben
 efits\, ensuring their long-term care and financial security.
DTEND:20260410T003000Z
DTSTAMP:20260405T195107Z
DTSTART:20260409T230000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:Lifetime Giving and Estate Planning for Children or Beneficiaries w
 ith Special Needs and/or Disabilities (0409-880)
UID:2026-04-05T14:51:07-05:00_134857812@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6452/ae-2526-winter-spring/lifetime-g
 iving-and-estate-planning-for-children-or-beneficiaries-with-special-needs-
 and-or-disabilities#0409-880
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Hosted by a Former Eligibility Specialist and Current Assisted 
 Living Administrator\n\nJoin us for an informative session on Minnesota Med
 icaid and Elderly Waiver (EW) programs\, designed to help individuals and f
 amilies navigate the financial support options available for long-term care
 .\n\nThe Elderly Waiver (EW) program offers home and community-based servic
 es for older adults who require the level of care provided in a nursing hom
 e but prefer to live in the community—whether at home\, in assisted living\
 , or in a memory care setting.\n\nWhat You’ll Learn:\n - Overview of Medica
 id and Elderly Waiver programs in Minnesota\n\n- Eligibility criteria and h
 ow to qualify\n\n- The asset reduction and spenddown process\n\n- Special c
 onsiderations for single individuals\n\n- How a spouse can qualify while th
 e other remains in the home\n\n- Tips and best practices for completing the
  application process\n\n- Open Q&A—bring your questions!\n\n \nWhether you'
 re planning for your own future or helping a loved one\, this session will 
 provide practical guidance and clarity.
DTEND:20260508T001500Z
DTSTAMP:20260405T195107Z
DTSTART:20260507T230000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:Medicaid & Elderly Waiver Information (0507-700)
UID:2026-04-05T14:51:07-05:00_246787684@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6348/ae-2526-winter-spring/medicaid-e
 lderly-waiver-information—1#0507-700
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Learn the fundamental legal basics for estate planning and buil
 ding your own legacy using modern legal solutions and common sense.\n\n \n\
 n*White Bear Area Senior Center Members: Call to register and receive a dis
 count at 651-653-3121
DTEND:20260423T200000Z
DTSTAMP:20260405T195107Z
DTSTART:20260423T190000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:Design Your Own Modern Estate Plan (0423-721sc)
UID:2026-04-05T14:51:07-05:00_604743326@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6297/ae-2526-winter-spring/design-you
 r-own-modern-estate-plan#0423-721sc
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:This seminar will cover the specific estate planning strategies
  for families with children or beneficiaries who have special needs or disa
 bilities. We will discuss strategies to pass inheritance to disabled indivi
 duals without the consequence of the individual losing their government ben
 efits\, ensuring their long-term care and financial security.
DTEND:20260429T163000Z
DTSTAMP:20260405T195107Z
DTSTART:20260429T150000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:Lifetime Giving and Estate Planning for Children /Beneficiaries wit
 h Special Needs and/or Disabilities (0409-881sc)
UID:2026-04-05T14:51:07-05:00_659271167@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6456/ae-2526-winter-spring/lifetime-g
 iving-and-estate-planning-for-children-beneficiaries-with-special-needs-and
 -or-disabilities#0409-881sc
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:The phrase “widow’s penalty” describes the circumstance when so
 meone pays more in taxes after their spouse dies. It happens when a widow o
 r widower making the same or slightly less income is required to pay more i
 ncome taxes. The so-called penalty is surprisingly common and can also affe
 ct Social Security benefits and Medicare premiums. This workshop offers pra
 ctical planning tools to help minimize or eliminate the penalty.
DTEND:20260424T003000Z
DTSTAMP:20260405T195107Z
DTSTART:20260423T233000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:Taxes and the "Widow's Penalty" (0423-702)
UID:2026-04-05T14:51:07-05:00_852597998@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6291/ae-2526-winter-spring/taxes-and-
 the-widow-s-penalty#0423-702
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260213T031000Z
DTSTAMP:20260405T195108Z
DTSTART:20260212T223000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-605 Online)
UID:2026-04-05T14:51:08-05:00_82955621@ip-10-0-156-181.us-east-2.compute.in
 ternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-605 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260129T191000Z
DTSTAMP:20260405T195108Z
DTSTART:20260129T143000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-603 Online)
UID:2026-04-05T14:51:08-05:00_280176256@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-603 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260305T231000Z
DTSTAMP:20260405T195108Z
DTSTART:20260305T183000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-609 Online)
UID:2026-04-05T14:51:08-05:00_872025098@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-609 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260121T231000Z
DTSTAMP:20260405T195108Z
DTSTART:20260121T183000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-602)
UID:2026-04-05T14:51:08-05:00_970797811@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-602
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260114T031000Z
DTSTAMP:20260405T195108Z
DTSTART:20260113T223000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-601 Online)
UID:2026-04-05T14:51:08-05:00_302510116@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-601 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260204T231000Z
DTSTAMP:20260405T195108Z
DTSTART:20260204T183000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-604)
UID:2026-04-05T14:51:08-05:00_676923012@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-604
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260226T191000Z
DTSTAMP:20260405T195108Z
DTSTART:20260226T143000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-606)
UID:2026-04-05T14:51:08-05:00_124582511@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-606
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260326T181000Z
DTSTAMP:20260405T195108Z
DTSTART:20260326T133000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-610)
UID:2026-04-05T14:51:08-05:00_566020040@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-610
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260410T211000Z
DTSTAMP:20260405T195108Z
DTSTART:20260410T163000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-612)
UID:2026-04-05T14:51:08-05:00_429225336@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-612
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260422T021000Z
DTSTAMP:20260405T195108Z
DTSTART:20260421T213000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-614)
UID:2026-04-05T14:51:08-05:00_631339532@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-614
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260428T181000Z
DTSTAMP:20260405T195108Z
DTSTART:20260428T133000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-616)
UID:2026-04-05T14:51:08-05:00_528859481@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-616
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260528T021000Z
DTSTAMP:20260405T195108Z
DTSTART:20260527T213000Z
LOCATION:District Service Center Sunrise
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-618)
UID:2026-04-05T14:51:08-05:00_548436614@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-618
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260325T021000Z
DTSTAMP:20260405T195108Z
DTSTART:20260324T213000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-611 Online)
UID:2026-04-05T14:51:08-05:00_874664848@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-611 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260416T181000Z
DTSTAMP:20260405T195108Z
DTSTART:20260416T133000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-613 Online)
UID:2026-04-05T14:51:08-05:00_169710759@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-613 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260428T221000Z
DTSTAMP:20260405T195108Z
DTSTART:20260428T173000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-615 Online)
UID:2026-04-05T14:51:08-05:00_557491848@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-615 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:If you're 55 or older\, you can save on your auto insurance whi
 le enhancing your driving skills. This course\, developed by the National S
 afety Council\, covers essential crash prevention techniques and has a prov
 en track record of reducing traffic violations and accidents. Taught by exp
 erienced traffic safety instructors\, including Minnesota State Patrol offi
 cers\, the class features lectures\, films\, and discussions—no driving or 
 tests required.\n\nUnder Minnesota law\, drivers 55 and older who complete 
 a state-approved defensive driving course qualify for a 10% discount on the
 ir auto insurance for three years. Upon completion\, you'll receive a certi
 ficate to submit to your insurance provider.
DTEND:20260521T181000Z
DTSTAMP:20260405T195108Z
DTSTART:20260521T133000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:55+ Driver Safety (2026-617 Online)
UID:2026-04-05T14:51:08-05:00_821484216@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6182/ae-2526-winter-spring/55-driver-
 safety#2026-617 Online
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:In this class we will take an in-depth review of many issues (a
 nd problems) that may be faced from our parents estate plan (or lack thereo
 f) such as: creating a difficult Probate\, loss of assets to the Nursing Ho
 me\, fighting amongst the children\, senior care issues\, guardianship\, pr
 ivacy\, the continued life of the surviving parent\, estate tax protection\
 , fairness and equality\, legacy assets and the flow of critical informatio
 n between the generations.\n\nWith our 30 years of experience\, we will dis
 cuss actual Minnesota examples of all of the above challenges and how they 
 can be avoided in advance with some simple planning and exchange of informa
 tion. All questions will be answered in an open and friendly forum
DTEND:20260408T010000Z
DTSTAMP:20260405T195108Z
DTSTART:20260407T233000Z
LOCATION:Online
SEQUENCE:0
SUMMARY:10 Important People You Need for Your Estate Plan to Work (0407-651
  online)
UID:2026-04-05T14:51:08-05:00_775955602@ip-10-0-156-181.us-east-2.compute.i
 nternal
URL:https://whitebear.arux.app/course/6272/ae-2526-winter-spring/10-importa
 nt-people-you-need-for-your-estate-plan-to-work#0407-651 online
END:VEVENT
END:VCALENDAR