Receive a comprehensive introduction into the voice over industry from a working voice actor. Read a real script and receive coaching from your instructor, a professional voice actor, to improve your delivery. One-time, 90 minute, one-on-one, video-chat class! Learn more: http://www.voicesforall.com/ooo 18 and over. Upon registration you will be contacted by VFA to schedule your class for a day and time of your convenience. Requirements: Students must have Internet Access and Video Chatting capabilities using a method such as: Zoom, or iChat/FaceTime.

An educational presentation for anyone who wants to know more about Medicare. Topics will include Medicare Parts A, B, C, & D, the application process, estimated costs, supplements, MAPD, and when is the right time to sign up. This an ideal course for people that are turning 65 or over 65 and coming off their employer medical plan as well as those currently enrolled in Medicare.

Learn the fundamental legal basics for estate planning and building your own legacy using modern legal solutions and common sense. *White Bear Area Senior Center Members: Call to register and receive a discount at 651-653-3121

Hosted by a Former Eligibility Specialist and Current Assisted Living Administrator Join us for an informative session on Minnesota Medicaid and Elderly Waiver (EW) programs, designed to help individuals and families navigate the financial support options available for long-term care. The Elderly Waiver (EW) program offers home and community-based services for older adults who require the level of care provided in a nursing home but prefer to live in the community—whether at home, in assisted living, or in a memory care setting. What You’ll Learn: Overview of Medicaid and Elderly Waiver programs in Minnesota Eligibility criteria and how to qualify The asset reduction and spenddown process Special considerations for single individuals How a spouse can qualify while the other remains in the home Tips and best practices for completing the application process Open Q&A—bring your questions! Whether you're planning for your own future or helping a loved one, this session will provide practical guidance and clarity.

This is a relaxed and friendly open-forum seminar for participants with a seasoned Will & Trust attorney. Questions like: Should I avoid Probate? Is a Will good enough? Do I need a Trust? How does my plan deal with the nursing home? How do we gift the assets of husband and wife? What about separate assets not of the marriage? If I am alone, what tools protect me best? How do I decide who should serve in my estate plan? What is the death tax? How do I avoid leaving a mess for my children? Which Trust is best for my needs? Can I use a Transfer-On-Death Deed? How do my retirement assets operate in my Will or Trust? All questions will be answered!

It's critical to have a solid understanding of the tax status of investments to make informed decisions and avoid paying more than the fair share. Learn how future tax changes may create the potential for higher taxes, ways to create tax-free retirement income, how Social Security is taxed, and how to work efficiently within current tax brackets. This class is a learning opportunity only. No products will be sold.

This class covers common pitfalls, misconceptions and just plain bad information out in today’s marketplace. We will discuss and provide detailed information on the tools and strategies to ensure: a peaceful transition between generations, a clear understanding of tax implications of your choices, and the best methods to protect your hard-earned assets. Attending this class will help you gain valuable insights and experience to make informed decisions for you and your family’s future. All questions are welcome in this open-room presentation.

It's critical to have a solid understanding of the tax status of investments to make informed decisions and avoid paying more than the fair share. Learn how future tax changes may create the potential for higher taxes, ways to create tax-free retirement income, how Social Security is taxed, and how to work efficiently within current tax brackets. This class is a learning opportunity only. No products will be sold.

From an attorney's perspective on how to leave Minnesota: A vital part of every retirement or resettlement discussion involves the roadmap of issues that help us decide where we want to call home! Is it taxes, the political landscape, the weather, the location of family assets, debt or income concerns in retirement, cost of living, health concerns or . . . our friends are already there! When should we start this discussion? Did you know many states do not tax Social Security, pensions or other qualified retirement Income sources? Which are the worst states for estate taxes? How do we establish domicile? How about quality of medical resources and retirement facilities – who is good, who is not-so-good? All these issues will be raised and discussed in an open and friendly manner with questions encouraged.

With our presenters’ over 50 years of practice with Minnesotans planning for and reaching their retirement years, we have learned time and time again that whether you are in your 40s, 50s, or 60s there are several milestones and overlooked life areas where mistakes can lead to results that range from discomfort to disaster. Let’s identify those issues for you in a comfortable learning session full of real-life examples and opportunities to get questions and issues answered.

Do you know what steps to take so you can retire? We can help! Join us for insights to help you achieve your retirement goals! We will answer the following questions: Will I have enough to retire? Will my retirement income last? Are my assets protected? No products will be sold. You will be provided with a Zoom link prior to the virtual class.