This session will explain the default provisions under Minnesota law for individuals who die without a will or trust, dispelling some common misconceptions people have about estate planning, and highlighting the practical reasons even people with small estates have an estate plan in place.

This session will explain the default provisions under Minnesota law for individuals who die without a will or trust, dispelling some common misconceptions people have estate planning, and highlighting the practical reasons even people with small estates have an estate plan in place.

The Concern: Family has cabin, homestead, hunting land, farm or second home: How do we protect this family legacy and move its use and enjoyment into the future? The Problem: Various sources and forces threaten its very existence: The nursing home and Medicaid (MA), estate taxes, family divorces, creditor and bankruptcy issues, taxes and operating expenses, unequal resources of owners, the in-laws, and use and enjoyment equality. The Answer: We will provide real-life solutions and explore four paths to resolution that will solve our problems without driving the family apart or sacrificing the family legacy asset.

NOTE: NEW DATE FOR THIS CLASS! This class has been moved from Thursday, April 23 to Thursday, April 9. Take control of their financial future by learning how to set clear, achievable financial goals. Through interactive discussions and practical exercises, attendees will explore strategies for identifying short-term and long-term objectives, such as saving for emergencies, reducing debt, planning for retirement, or funding major life events. The course emphasizes the importance of aligning financial goals with personal values and lifestyle, helping individuals create a roadmap that supports both financial stability and personal fulfillment. In addition to goal-setting, we'll discuss cultivating healthy financial habits that lead to long-term success. Participants will learn techniques for budgeting, tracking expenses, managing credit, and building savings—all designed to foster financial resilience and reduce stress. By developing consistent routines and making informed decisions, individuals can break free from reactive money management and instead thrive with proactive, intentional financial behaviors. Whether you're just starting out or looking to refine your financial practices, this course offers the tools and confidence to build a secure and prosperous future.

This Medicare Education class explains the fundamentals of Medicare and Medicare insurance in an easy-to-understand way. Participants will learn about Medicare Parts A, B, C and D, what each part covers, and how to enroll. The class also reviews Medicare Advantage and Supplement Insurance options, costs and key deadlines. Designed to provide clarity and confidence, this course helps individuals make informed decisions about their healthcare coverage.

In this class we will walk-thru (in depth) an actual Minnesota Probate Estate from the filing of the Application for Probate to the Final Accounts . . . and all the steps in between. Class participants will learn the entire process with current forms, Court and filing requirements, accounting and procedural steps, as well as the procedures for the sale and distribution of estate assets. We will also discuss the roles, responsibilities, and liabilities of a person who is appointed as the Executor/Personal Representative. The class will be filled with real-life examples and solutions to the multitude of issues involving a typical (or not typical) Minnesota Probate Estate. This class encourages questions: Is there a “reading of the Will”? What about personal items? Does the Executor get paid? What about estate bills and creditors? We will provide the answers.

This seminar will cover the specific estate planning strategies for families with children or beneficiaries who have special needs or disabilities. We will discuss strategies to pass inheritance to disabled individuals without the consequence of the individual losing their government benefits, ensuring their long-term care and financial security.

This seminar will cover the specific estate planning strategies for families with children or beneficiaries who have special needs or disabilities. We will discuss strategies to pass inheritance to disabled individuals without the consequence of the individual losing their government benefits, ensuring their long-term care and financial security.

Do you like to shop? Get paid to shop at almost every store in your area, plus many online shopping assignments from home or on vacation (in over 70 countries). Businesses need to know about their customers to stay in business. Learn the “TOP 100 MYSTERY SHOPPING COMPANIES", review actual assignments, get paid or keep the items you buy. Instructor has been a mystery shopper for over 30 years. Class fee includes a 100-page digital book ($39.95 value).