Retirement should be about freedom—not financial stress. In this class, we’ll break down the five biggest expenses most retirees face and share practical strategies to help reduce or better manage them. From housing and healthcare to transportation and unexpected costs, you’ll walk away with simple, actionable ideas to help protect your income and make your money last.

Please register on the A+ Driving School website on their website which can be found by clicking here. Once you go to the A+ Driving website you will then select in-person classes or distance learning. Class Description is below. . . . . . . . . . . This 30-hour program will be conducted by a certified instructor from A+ Driving School and will fulfill the state driver’s education requirement. The course will address the “how to” and “whys” of safe driving. The format of the class will be lecture and active discussion. After completion of the program, students will be able to set up and participate in behind the wheel sessions to meet the six hour state requirement. Students may start classroom driving lessons at age 14, take the Knowledge Test and obtain their Instruction Permit at age 15, and take the Road Test and obtain their Provisional License at age 16. To be eligible to take the Road Test, students must have had their Instruction Permit for a minimum of six months. The Driver's Education Program is divided into two phases: Classroom Phase - teleconference/in-personThis phase includes the required 30 hours of classroom instruction that prepares the student to take the Minnesota permit test and to take on the responsibility of driving. If a lesson is missed, a make-up lesson can be arranged with the office at either the next White Bear session or at another of A+'s locations. Behind-the-Wheel PhaseAfter students pass the permit test, they are required to complete six hours of driving lessons. The lessons are provided in three, two-hour lessons. The lessons are one-on-one instruction with instructors licensed through the MN Dept. of Public Safety. Students can be picked up from and dropped off at home, school or work. Detailed information about scheduling the behind-the-wheel lessons will be provided. Parent InvolvementA+ Driving School is proud to offer a parent informational meetings in White Bear Lake. **Attending this class will meet the requirement to REDUCE the number of hours that students need to drive with a parent from 50, to 40 hours.**

Traditional classroom format with in-person instructors who present test-taking strategies, critical review and time management for all testing areas of the ACT. This 12-hour course meets one day each week for four weeks.

Although live instruction is always optimal for ACT instruction, Advantage offers a self-paced option for students who are unable to attend an in-person or virtual course. Instructional videos and slides are pre-recorded and provided online. Upon request, students who are registered for the In-School ACT Prep Course or the Virtual ACT Prep Course can also access this online course at NO ADDITIONAL CHARGE. You have one year to finish this course.

The virtual classroom is structured the same as the in-school course. The only difference is the virtual option takes place with an Advantage instructor in an interactive online classroom. Internet connection and access to a computer or laptop is required. Class recordings are available for students who need to make up any missed classes.

What does hospice really mean and are we sometimes talking about it without even realizing it? Join us for an honest, compassionate conversation about recognizing the right time for support, understanding options, and helping families feel more prepared and less overwhelmed during difficult seasons of life.

It's critical to have a solid understanding of the tax status of investments to make informed decisions and avoid paying more than the fair share. Learn how future tax changes may create the potential for higher taxes, ways to create tax-free retirement income, how Social Security is taxed, and how to work efficiently within current tax brackets. This class is a learning opportunity only. No products will be sold.

Today's young adults are struggling, and the numbers prove it. Nearly half of 18- to 29-year-olds are still living at home. Many are sitting behind screens playing video games late into the night. Of those who leave home, one in four cuts off communications with their parents at some point during their young adult years. Gen Z (14-29 year old's) are the most wired generation yet have the highest rates of loneliness (over 70%). Males in particular are falling behind in entering and completing college and entering the workforce. They are also our times more likely to experience deaths of despair- suicide, homicide, and accidents, including overdose, than females. These challenges are more than statistics. They represent real risk factors that, left unaddressed, can have serious consequences for individuals, families, and communities. Dr. Jack Stoltzfus will walk you through what's driving this crisis and, more importantly, what we can do about it. He'll share his proven formula for helping parents successfully launch their young adults into independent, fulfilling lives, and open the floor for questions from seniors eager to support the young people in their lives.

Join Peggy Munro Scholberg as she shares her mother’s remarkable firsthand experiences serving in the U.S. Army during World War II, including her time stationed in France during the Battle of the Bulge. Through short readings from Girls in a World at War and a moving photo slideshow presentation, participants will step into a world shaped by courage, sacrifice, romance, tragedy, and hope. This engaging program brings history to life through personal stories and images that capture both the hardships and the humanity of wartime service. Light refreshments will be served. Autographed copies of the book will be available for purchase following the presentation. Peggy Munro Scholberg is honored to share her mother’s World War II story through the publication of Girls in a World at War. Peggy and her husband, Bill, live in Apple Valley, Minnesota, where they raised their two sons. Together, they retraced her parents’ travels throughout Europe and explored the history and locations connected to their wartime experiences. After a successful career as a pharmacy manager, Peggy is now enjoying retirement and the opportunity to bring her family’s remarkable story to audiences and readers. Like her mother, she enjoys experimenting in the kitchen and trying new recipes, while also sharing her father’s lifelong love of sports.

Join us in making this traditional dish to share with your family and friends over the winter holidays! Baklava is a traditional pastry dessert that is known for its sweet, rich flavor and flaky texture. Made with crispy phyllo dough, honey and nuts. Prepare flavorful and easy-to-learn baklava to take home and bake yourself. Hands-on class with samples provided. NOTES A $20 cash supply fee due at class. Bring a 9 x 13 baking pan to bake and bring your Baklava home in.

ChatGPT (Artificial Intelligence) is here to stay and is the future for writers and content creators. Don’t be left behind! No prior AI experience required. Do you want to learn how to incorporate the power of cutting-edge technology to gain ideas and inspiration, write web content, articles, and even novels or scripts? In this beginner-friendly course, you’ll learn how to: register for a FREE ChatGPT account input effective writing prompts to avoid nonsense responses build creative content, from stories to marketing copy determine its capabilities and limitations understand ethical/legal considerations using ChatGPT There’s no doubt ChatGPT and similar AI systems will force the job market to evolve. It’s crucial for everyone to adapt, learn new skills, and be open to working in collaboration with AI, so start building your expertise in the world of ChatGPT now! Informative handouts for future use are included in class fee. The webinar login information will be emailed the day before class.

If your goal is to become a published freelance writer by selling a magazine article, short story, poem, or even a novel to a traditional publisher, this comprehensive workshop will guide you to, then past the editor's desk. You will discover how to: Become a “published” writer overnight Submit manuscripts the correct way Find the right publisher for your work Write irresistible query letters Determine when and how to get an agent 100 ways to make money as a freelance writer If you really want to succeed, this step-by-step workshop is a must! Informative handouts for future use are included in class fee. The instructor LeeAnne Krusemark is a former journalist, current author and editor, and a nationwide Professor of Publishing at higher learning institutions, including Harvard Adult Education. The webinar login information will be emailed the day before class.

Get ready to roll up your sleeves and create something both beautiful and practical! In this beginner-friendly soap making class, you’ll learn the art of cold process soap making from start to finish. You will make a 'loaf' of handcrafted soap, choosing from a variety of fragrances or essential oils to create a scent that’s uniquely theirs. Along the way, you’ll gain an understanding of the soap making process, safety basics, and simple techniques for creating a bar you’ll be proud to use or share. Whether you’re looking for a new hobby or want to make thoughtful, handmade gifts for friends and family, this class is a fun and creative place to start. Class supplies are included in the course fee. Students 12-17, must be accompanied by a registered adult.

Breakfast & Bingo is the perfect way to start your day! Enjoy breakfast while you play rounds of bingo, called by Kirk Possehl, for fun prizes. Whether you're a bingo pro or a first-timer, everyone is welcome at the table. Cover your numbers, shout your BINGO, and walk away with a smile, and maybe even a prize or two. Menu: breakfast sandwiches, fresh fruit, and Danishes. ______________________ Optional: Bring a prize for the prize table. Have you received a gift that was lovely but you will never use, a scent you just don't like, or gift card to somewhere you never go? Add it to our prize table. Thank you to Keystone Place at LaValle Fields for providing breakfast.

Discover the magic of alcohol inks as you create a stunning, one-of-a-kind flower bouquet. In this class, you'll learn how to harness the fluid, unpredictable nature of alcohol inks to build vibrant blooms and lush greenery, using blending techniques to create depth and movement. No prior experience is needed, the inks do much of the beautiful work for you! You'll leave with a frameable piece of art and the confidence to continue exploring this captivating medium at home. There is a $15 cash supply fee due to the instructor at class. Note: This class does use Isopropyl Alcohol